Convenient Financing For Your Home Renovation Project
Avoid full upfront renovation costs with the help of Valley Restoration’s consumer financing partner, GreenSky®.
Interested in renovating your Wood River Valley home? Valley Restoration helps you finance your project by partnering with GreenSky, a trusted home improvement financing company.
The GreenSky® Loan Program makes it easier to bring your home renovation or restoration project to life without paying everything upfront. With simple applications, fast approvals, and flexible loan options, you can enhance your space and manage costs on your own terms.*
Why Finance With GreenSky®?
Split large projects into manageable payments
Finance renovations like kitchens, bathrooms, or home additions with predictable monthly installments.
Upgrade beyond repairs
Use financing to fund premium finishes, fixtures, or materials during reconstruction after damage.
Keep projects moving
Start reconstruction repairs or renovations right away while waiting for insurance funds to be released.
Opt to self-pay
Finance your reconstruction project if you prefer not to use insurance.
Enjoy flexible plans
Choose from low fixed-rate or promotional “no interest if paid in full” financing options.
Benefits
Fast, online application
Soft credit pull during pre-qualification does not impact credit score
Immediate start to restoration projects and no waiting for insurance funds to be released
Finance renovations with predictable monthly installments
Payments can be made in GreenSky®’s easy-to-use online portal
GreenSky® Loan Program Plans
Fixed Rate
11.99% APR for 180 Months
No pre-payment penalty.
| Plan # | APR | Promo / Term | Example Project Cost & Payments |
|---|---|---|---|
| 1519 | 11.99% | 180 Months |
Example Project Cost
$5k – 180 monthly payments of $59.98
$10k – 180 monthly payments of $119.95
$15k – 180 monthly payments of $179.93
$20k – 180 monthly payments of $239.90
|
No Interest if Paid In Full
Within 12-Month Promo Period, With Payments Required
Interest is billed during the promo period but will be waived if the amount financed is paid in full before the promo period expires.
| Plan # | APR | Promo / Term | Example Project Cost & Payments |
|---|---|---|---|
| 2611 | 17.99% – 24.99% | 12-Month Promo + 24-Month Term |
After Promo Period, 24 Monthly Payments of:
$5k – $198.77
$10k – $397.55
$15k – $596.32
$20k – $795.09
|
How to Get Started
Apply directly with GreenSky®.
If approved, see your loan amount and choose your term length.
Review and sign your loan documents online.
Approve restoration project funding.
Make payments through GreenSky®’s online customer portal.
FAQs
Where can I use my loan?
What type of credit is available?
How do I make a payment?
Choose Valley for Expert Property Damage Restoration
When you choose Valley Restoration, you’ll receive exceptional service from IICRC-trained and certified technicians who make the restoration process as stress-free as possible. For more than 50 years, we have provided emergency sewage cleanup, water damage restoration, mold removal, and fire damage restoration services to the homes and businesses throughout Wood River Valley and Magic Valley, Idaho.
For 24/7 emergency services and flexible financing, contact Valley Restoration to schedule an appointment.
We Service Your Area
Our Service Areas in Magic Valley
- Twin Falls
- Jerome
- Filer
- Buhl
- Hagerman
- Kimberly
- Shoshone
- Wendell
- Gooding
- Burley
- Rupert
- Murtaugh
Our Service Areas in Blaine County
- Hailey
- Bellevue
- Ketchum
- Sun Valley
- Carey
- Gannett
- Picabo
- Gimlet
- Galena
- Triumph
- Richfield
- Fairfield
*Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase balance is paid in full before the expiration of the promotional period. See reverse for terms and conditions, FAQs, and contact information.
1 Plan 1519. Subject to credit approval. Loan term is 180 months at fixed rate of 11.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 11.99% APR, 180 monthly payments of$12.00. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
2 Plan 2611. Subject to credit approval. Rates range from 17.99% – 24.99% APR. Only well-qualified applicants will receive an APR of 17.99%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 12 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 24 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 36 monthly payments of $39.76. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
GreenSky® program consumer loans are made by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC (“GSS”, NMLS #1416362, www.nmlsconsumeraccess.org)is a financial technology company that manages the Greensky® program by supporting originations and servicing the loans on behalf of banks and other financial institutions that make or hold program loans. Greensky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with the GreenSky® program. GreenSky LLC and GSS are not lenders. All credit decisions and loan terms are determined by program lenders.